#1 Home care agency serving Boerne, The Hill Country and North San Antonio
Many of our clients use their long-term care insurance to help pay for home care. Long-term care insurance (LTCI) policies reimburse their policyholders a daily benefit amount for services that assist them with activities of daily living (ADLs). Examples of ADLs include bathing, dressing, meal preparation, medication reminders, housekeeping, shopping, toileting and other non-medical assistance.
Unfortunately, when seniors are ready to use their insurance for home care many have difficulty filing their claims; they are unclear about covered services. As a result, seniors often end up with a long waiting period until they receive reimbursement. They may spend months or even longer trying to convince their insurers to approve their claim. Inspired Care Solutions can make a difference. If you are trying to navigate a long-term care policy, please know that you are not alone.
Inspired Care Solutions will review and file your insurance claim for home care in order for you to receive benefits promptly. Our advocates will:
Inspired Care Solutions has established relationships with multiple LTCI companies. Because of these relationships, we understand their policies, requirements, and processes. We help policyholders understand and verify their LTCI benefits with their insurance company. We want you to worry less about insurance and focus more on quality time with loved ones.
Questions about long term care insurance and home care? Call us today at 830.225.2273.
According to the Genworth Cost of Care Survey 2019, every day until 2030, 10,000 people will turn 65 and 7 out of 10 will require long term care in their lifetime. Below are the national average daily rates and annual costs for various types of senior care, according to the Genworth survey.
|TYPE OF CARE||Average daily rate||Annual cost|
|Nursing Home (Private)||$280||$102,200|
|Nursing Home (Semi-private)||$247||$90,155|
|In Home Care||$144||$52,624|
At Inspired Care Solutions, we care for seniors while supporting family caregivers. Our care team is ready to help you navigate your long-term care policy and the claims process.