#1 Home care agency serving Boerne, Fair Oaks, Leon Springs and The Dominion


Medicare, Hospice, and Home Care: Making Sense of it All

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If you or your loved one has experienced a change in health or capabilities or you need respite from being a family caregiver, we are only a call away. Let’s connect. We listen. We care. We promise.

Call us at (830) 225-2273 or schedule your appointment on-line here.

Managing a loved one’s health care or that of your own can be confusing. Both the “health” part and the “care” part easily overwhelm many people. The need to navigate care often comes at a difficult time for families who are dealing with the stress of a diagnosis, the rigor of rehabilitation after a surgery, and/or the challenge of mental decline.

We’d like to answer some of the most common questions we receive about the “care” part of the puzzle. Most questions revolve around insurance and what services are available and/or covered with Medicare, hospice and home care. For example:

Continue reading to better understand how Medicare, hospice, and home care play a part in home health care. Or call us with any questions you have about home care!

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Does Insurance or Medicare Cover Home Care?

Just as you would expect, home care coverage varies from policy to policy. Most insurance companies follow the guidelines set forth by Medicare. So let’s start with understanding Medicare’s guidelines as they relate to home care.

Remember–most insurance policies follow these Medicare guidelines. Generally speaking, Medicare covers very little personal care.  Personal care includes services such as meal preparation, cleaning, companionship, or custodial care (i.e., bathing, toileting, dressing). These services may be covered if skilled care has been prescribed by a doctor and a patient has been deemed homebound. Coverage for personal care services usually would cease once the skilled care has ended.

If you’re looking for supplemental care to Medicare, we can help. At Inspired Care Solutions, we fill in the gaps in care that Medicare may not cover. With supplemental care, you can achieve a more comprehensive approach to your loved one’s care. Call us today at 

Read more about Medicare coverage of home health care services.

Inspired Care Solutions Helps Seniors in Boerne, Fair Oaks, Leon Springs and The Dominion

How Does Hospice Work?

Hospice is a service provided for individuals with a life-limiting illness and life expectancy of 6 months or less. Who pays for hospice? In most cases, individuals do not pay for hospice. Hospice services are most frequently paid by:

Hospice does not cover curative treatments and prescriptions. The services you can expect to receive from hospice include:

If you’re looking for supplemental care to hospice services, we can help. Call us today for more information about how we can work with hospice to enhance your loved one’s care.


What Services Does Inspired Care Solutions Offer?

Inspired Care Solutions provides care services in a variety of settings; our clients live at home by themselves, with family members, and in senior living communities. As discussed above, we provide supplemental care to Medicare home health and hospice services. Care ranges from a minimum of 4 hours per visit to 24/7 care. Our caregivers assist clients with:


Need Help With Your LTCI Policy?

Let us help you worry less about insurance and focus more on quality time with loved ones. We navigate policies, requirements, and claims for our clients.

Call us at (830) 225-2273 or contact us on-line here.

Will Long Term Care Insurance Pay for Home Care?

Most long-term care insurance (LTCi) policies reimburse their policyholders a daily benefit amount for services that assist them with activities of daily living (ADLs). Examples of ADLs include bathing, dressing, meal preparation, medication reminders, housekeeping, shopping, toileting and other non-medical assistance.

As with any insurance, coverage varies from policy to policy. We regularly assist our clients with understanding their long term care policy, filing claims, and billing the LTCi carrier directly.


Start Care Today! Contact Us or call 830.225.2273